Heartland Restaurant
Owned by Global Payments. Positioned at mid-market restaurants where the payment-processing relationship is the point of the deal: settlement reliability, chargeback and fraud handling. No published per-location price that we have been able to read.
heartland.us returns a Cloudflare bot-verification wall to automated requests from our infrastructure, rechecked 3 October 2026. We therefore cannot confirm whether Heartland publishes any price, and we assert none either way.
What this POS actually costs in Year 1.
*Representative buyer: 1 location · 2 terminals · $40K/mo card volume · ~600 transactions/mo.
No total. Heartland's product page returns a bot-verification wall to our requests, so we cannot confirm whether it publishes any price, and we assert none. Heartland Restaurant is sold bundled with Global Payments processing, which means the card rate is the term that decides the cost.
Why this POS is priced this way.
Heartland is owned by Global Payments, one of the largest US processors, so the model matches Clover and Fiserv: the POS acquires the payment relationship. The genuine argument for it is the processing side rather than the software: settlement reliability, chargeback handling and fraud management are what a mid-market restaurant with a difficult risk profile is actually buying.
What first-time buyers miss.
A bundled POS-and-processing deal has one number that matters and it is not the software fee. Ask for the card-present rate, the keyed rate, the monthly minimum, and every per-event fee by name, in writing, before the software price is even discussed. If the rate is quoted as a range or as interchange-plus without the plus, you do not yet have a price.
Who this POS fits.
Mid-market restaurants where the payment-processing relationship is the deciding factor. Operations with chargeback or fraud exposure that need a processor that will handle it. Not for buyers who want to compare published POS prices.